July 31, 2020 | Josh Turner
You’ve found a house you love, and now you’re ready to make an offer. This is where the process really begins to get serious and the paperwork starts to build. Buying a home isn’t a handshake deal; verbal agreements just don’t count. That’s why every

July 24, 2020 | Josh Turner
HOAs are governing bodies found within common-interest communities, such as planned or gated neighborhoods and apartment or condominium buildings.

July 16, 2020 | Josh Turner
Mortgage points are fees you pay a lender to reduce the interest rate on a mortgage. Paying for discount points is often called “buying down the rate” and is totally optional for the borrower.

July 8, 2020 | Josh Turner
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs (VA) and issued by a private lender, such as a bank, credit union, or mortgage company. A VA loan can make it easier to buy a home because it typically doesn't require a do

July 1, 2020 | Josh Turner
An FHA loan is a mortgage insured by the Federal Housing Administration. Allowing down payments as low as 3.5% with a 580 FICO, FHA loans are helpful for buyers with limited savings or lower credit scores.

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